Dental: UniFLEX offers two dental options, which differ in deductibles, co-payments and annual maximum allowances. The two plans do cover: (1) preventive care such as oral exams, (2) basic services like fillings, (3) major services such as crowns and (4) orthodontic services.

Vision: UniFLEX offers a vision plan. After a small deductible, the plan will pay 100% for the following services if you use a participating doctor: (1) vision exam, (2) clear lenses, (3) frames and (4) contact lenses. Benefits are also available if you use a nonmember doctor, and reimbursement is based on a fee schedule.

Automatic Death and Dismemberment: Coverage for an amount equal to your annual base pay is automatic. The benefit is paid to your beneficiary if you die from accidental injury. A schedule of benefits applies in the case of severe injury. There is also a comprehensive worldwide emergency assistance service at no additional cost.

Personal Accident Insurance (PAI): UniFLEX lets you purchase $25,000 to $300,000 of PAI for yourself and your family. If you purchase coverage for your spouse and children, they will be covered for a percentage of your coverage.

Dependent Life Insurance: UniFLEX provides two options: $25,000/$10,000 or $10,000/$2,000 for your spouse and/or children.

Long-Term Disability (LTD): LTD coverage provides financial protection if you become ill or injured and unable to work for an extended period of time. This benefit pays up to 60% of your monthly base pay.

Short Term Disability (STD): STD benefits are available when your PTO/ELB are depleted. Benefits will be paid until LTD becomes effective. Your cost is based on age and the plan you choose.

Flexible Spending Accounts (FSAs): FSAs let you set aside UniFLEX dollars and your own pre-tax dollars to cover qualified expenses that you would normally pay with post-tax dollars. You may set aside up to $3,000 per year in a Healthcare FSA to pay for eligible expenses for yourself or dependents. These expenses could be medical, dental and vision expenses not covered by your benefit plans. You may also set aside up to $5,000 per year in a Dependent Care FSA to pay for eligible day care or dependent care expenses for children or adults.

UHS Retirement Savings Plan: You may join the UHS Retirement Savings Plan, which is a qualified 401(k) plan. You may defer 1% to 25% of your pay on a pre-tax basis to save for your retirement. UHS also matches a portion of your savings. You may join the plan after 30 days of employment if you are at least 21 years of age and are regularly scheduled to work at least 20 hours per week. The plan offers you flexibility and diversification in your investment choices. Your account is valued daily and allows you to choose up to nine (9) investment choices.

Employee Stock Purchase Plan: The UHS Employee Stock Purchase Plan offers employees the chance to purchase company common stock at a 10% discount, giving you the opportunity to share in the success of UHS. You may join the plan after 30 days of employment, if you are not a member of a collective bargaining group and have attained the age of majority in your state of residence and are regularly scheduled to work at least 20 hours per week. Through convenient payroll deductions you may invest $20 per month up to $1,000 per month.